A Beginner’s Guide to Investing (Part 5): Asset Allocation
How to choose the right mix of investments for your goals, timeline and peace of mind. Press enter or click to view image in full size In Part 3, we explored common types of invest...
A Beginner’s Guide to Investing (Part 4): Understanding Risk and Return
Learn what investment risk really means and how it affects your returns In Part 3, we looked at the different types of investments available to investors. In this article, we’ll explore one o...
A Beginner’s Guide to Investing (Part 3): Understanding Different Types of Investments
A plain-English breakdown of GICs, bonds, stocks, and funds Press enter or click to view image in full size In Part 2, we looked at three things a beginner should consider before jumpin...
A Beginner’s Guide to Investing (Part 2): Three Things to Do Before You Buy Your First Investment
Why a strong financial foundation is your best protection against costly mistakes. Press enter or click to view image in full size In Part 1, we looked at what investing is and why...
A Beginner’s Guide to Investing (Part 1): What Is Investing and Why Does It Matter?
Why saving alone isn’t enough to reach your financial goals. Press enter or click to view image in full size You are a young person in your twenties or early thirties. You have fin...
How Financially Literate Are Canadians?
What three simple questions reveal about financial understanding in Canada Press enter or click to view image in full size Financial literacy has different meanings for different people. Som...
How Canadian Couples Can Legally Split Income and Reduce Taxes
Practical tax strategies Canadian couples can use to balance income and reduce taxes in retirement Many Canadian couples don’t make the same amount of money. Often, one person brings in 6...
Why is Service Canada so slow?
My seven-month journey to stop OAS payments—and what every future OAS recipient should know. I had read several stories about how slow and complicated the OAS (Old Age Security) process can be....
Never Leave RRSP Matching Money Behind
Press enter or click to view image in full size Last week, I met John at a party. We were having a casual conversation when he mentioned something interesting. His company offers a 5% ...
Understanding Emergency Funds
How much you need, where to keep it, and how to avoid common mistakes Press enter or click to view image in full size What is an Emergency Fund? An emergency fund is money y...